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Our Step-by-Step Loan Process Guide
Appointment
We sit down and discuss your needs and individual situation.
 
Application
Preparation of your application.
 
Conditional Approval
Indicative approval. In priciple approval after recieving all relevant information.
 
Property Valuation
Valuation of the security property ordered.
 
Formal Approval
Approval confirmed and solicitor informed of proceedings
 
Loan Documents
The lender solicitor will prepare mortage documents and mail to your solicitor. You need to arrange building insurance prior to settlement, a copy is needed beofre a settlement date can be booked.
 
Property Settlement
Upon settlement your loan will be drawn down. Titles will be transferred and monies distributed.
 
After Settlement
Partners in each others financial well being. Please Contact us any time to discuss your loan and take advantage of our loyalty program.
After Your Loan Is Approved.
Once your loan application and supporting documents have been accepted by your lender and your loan has been approved in principle, the search for your new property can begin and these steps will make the whole process easier.